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130152 comments
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Paybis is a versatile crypto‑payment solution, founded in 2014 and
headquartered in Warsaw, Poland, now operating in over 180 countries with support for more than 80–90 cryptocurrencies and handling billions
in transaction volume :contentReference[oaicite:1]index=1.
The platform offers a plug‑and‑play wallet as a service and on‑ramp/off‑ramp API integration options for
businesses, enabling users to buy, sell, swap and accept crypto payments
effortlessly across traditional and blockchain rails :
contentReference[oaicite:2]index=2. It facilitates over 50 payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank transfers,
etc., across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
With a low minimum entry fee—starting at around $2–5
depending on volume—and clear fee disclosure
(typically 2 USD minimum commission and card or e‑wallet fees up to
~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing :
contentReference[oaicite:4]index=4. Its hybrid non‑custodial/custodial wallet model, which splits private keys across multiple parties, ensures on‑chain transparency,
user control, and strong security without needing traditional
“proof of reserves” disclosures :contentReference[oaicite:5]index=5.
The company is registered as a Money Service Business with FinCEN in the USA,
is VASP‑registered in Poland, and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
Businesses can integrate Paybis in hours through SDKs and APIs, access dedicated account managers, and
benefit from high authorization rates (~70–95%) and 24/7 multilingual
support in over nine languages :contentReference[oaicite:7]index=7.
Use cases range from wallets, fintechs, marketplaces, gaming
platforms, DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement, or mass crypto
payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund
processing in rare scenarios, or payment verification difficulties—overall feedback through
Trustpilot and other independent reviews is largely positive with nearly
5‑star ratings thanks to its customer‑friendly design and straightforward crypto
onboarding flow :contentReference[oaicite:9]index=9. Altogether, Paybis
represents a robust, secure, and flexible crypto payment
and wallet solution ideal for businesses wanting to
bridge fiat and crypto with minimal hassle and strong compliance frameworks.
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