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131453 comments
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Paybis acts as a comprehensive crypto‑payment solution, founded in 2014 and headquartered in Warsaw, Poland, now operating in over 180 countries with support for more
than 80–90 cryptocurrencies and handling billions in transaction volume :
contentReference[oaicite:1]index=1. The platform delivers a white‑label wallet as a service and on‑ramp/off‑ramp API integration options for businesses, enabling users to
buy, sell, swap and accept crypto payments seamlessly across traditional and blockchain rails :contentReference[oaicite:2]index=2.
It supports over 50 payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails like PIX,
Giropay, SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically 2 USD minimum commission and card or e‑wallet fees up to
~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing :contentReference[oaicite:4]index=4.
Its hybrid non‑custodial/custodial wallet model, which splits
private keys across multiple parties, ensures on‑chain transparency, user control, and
strong security without needing traditional “proof of reserves” disclosures :contentReference[oaicite:5]index=5.
The company is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered in Poland, and complies with FINTRAC in Canada, enforcing KYC/AML
checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000) in select
cases :contentReference[oaicite:6]index=6. Businesses can integrate Paybis in hours through SDKs and APIs, access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine languages :
contentReference[oaicite:7]index=7. Use cases range from wallets, fintechs, marketplaces,
gaming platforms, DeFi services, and global platforms in need of
stablecoin payouts, IBAN‑based settlement, or mass crypto payouts via Paybis Send or OTC business wallets :
contentReference[oaicite:8]index=8. Although some user‑reported issues have arisen—such as
account suspensions without explanation, slow
refund processing in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with nearly 5‑star ratings
thanks to its customer‑friendly design and straightforward crypto onboarding flow :
contentReference[oaicite:9]index=9. Altogether, Paybis
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